guardrails hub install hub://guardrails/lowercase --quiet
guardrails hub install hub://guardrails/two_words --quiet
guardrails hub install hub://guardrails/one_line --quiet
%pip install pypdfium2
Installing hub://guardrails/lowercase...
✅Successfully installed guardrails/lowercase!
Installing hub://guardrails/two_words...
✅Successfully installed guardrails/two_words!
Installing hub://guardrails/one_line...
✅Successfully installed guardrails/one_line!
Requirement already satisfied: pypdfium2 in /Users/dtam/.pyenv/versions/3.12.1/lib/python3.12/site-packages (4.30.0)
[notice] A new release of pip is available: 23.2.1 -> 24.1.2
[notice] To update, run: pip install --upgrade pip
Note: you may need to restart the kernel to use updated packages.
Using Guardrails with Chat Models
!!! note To download this example as a Jupyter notebook, click here.
In this example, we will set up Guardrails with a chat model.
Objective
We retry the entity extraction example using a chat model.
Step 0: Download PDF and load it as string
To get started, download the document from here and save it in data/chase_card_agreement.pdf.
Guardrails has some built-in functions to help with common tasks. Here, we will use the read_pdf function to load the PDF as a string.
import guardrails as gd
from rich import print
content = gd.docs_utils.read_pdf("data/chase_card_agreement.pdf")
print(f"Chase Credit Card Document:\n\n{content[:275]}\n...")
/Users/dtam/.pyenv/versions/3.12.1/lib/python3.12/site-packages/pypdfium2/_helpers/textpage.py:80: UserWarning: get_text_range() call with default params will be implicitly redirected to get_text_bounded()
warnings.warn("get_text_range() call with default params will be implicitly redirected to get_text_bounded()")
warnings.warn("get_text_range() call with default params will be implicitly redirected to get_text_bounded()")
Chase Credit Card Document:
2/25/23, 7:59 PM about:blank
about:blank 1/4
PRICING INFORMATION
INTEREST RATES AND INTEREST CHARGES
Purchase Annual
Percentage Rate (APR) 0% Intro APR for the first 18 months that your Account is open.
After that, 19.49%. This APR will vary with the market based on the Prim
...
Step 1: Create the RAIL Spec with <instructions> tags
In order to use Guardrails with a chat model, we need to add <instructions> tags to the RAIL spec. These tags will be used to generate the system message for the chat model.
Ordinarily, everything that is contained in the <prompt> tag will be split across <prompt> and <instructions> tags. Here's an example illustrating the differences.
- RAIL Spec with instruction tag
- Pydantic with instructions
- RAIL Spec without instruction tag
- Pydantic without instructions
<instructions>
You are a helpful assistant only capable of communicating with valid JSON, and no other text.
${gr.json_suffix_prompt_examples}
</instructions>
<prompt>
Given the following document, answer the following questions. If the answer doesn't exist in the document, enter
`null`.
${document}
Extract information from this document and return a JSON that follows the correct schema.
${gr.xml_prefix_prompt}
${output_schema}
</prompt>
instructions = """You are a helpful assistant only capable of communicating with valid JSON, and no other text.
${gr.json_suffix_prompt_examples}"""
prompt = """Given the following document, answer the following questions. If the answer doesn't exist in the document, enter `null`.
${document}
Extract information from this document and return a JSON that follows the correct schema.
${gr.xml_prefix_prompt}
${output_schema}"""
<prompt>
Given the following document, answer the following questions. If the answer doesn't exist in the document, enter `null`.
${document}
${gr.xml_prefix_prompt}
${output_schema}
${gr.json_suffix_prompt_v2_wo_none}
</prompt>
prompt = """Given the following document, answer the following questions. If the answer doesn't exist in the document, enter `null`.
${document}
${gr.xml_prefix_prompt}
${output_schema}
${gr.json_suffix_prompt_v2_wo_none}"""
After materialization, the two variations of the RAIL specification will look like this when passed to the LLM (regarless if they were initialized from xml or a Pydantic model):
- RAIL Spec with instruction tag
- RAIL Spec without instruction tag
<instructions>
You are a helpful assistant only capable of communicating with valid JSON, and no other text.
ONLY return a valid JSON object (no other text is necessary), where the key of the field in JSON is the `name` attribute of the corresponding XML, and the value is of the type specified by the corresponding XML's tag. The JSON MUST conform to the XML format, including any types and format requests e.g. requests for lists, objects and specific types. Be correct and concise. If you are unsure anywhere, enter `null`.
Here are examples of simple (XML, JSON) pairs that show the expected behavior:
- `<string name='foo' format='two-words lower-case' />` => `{'foo': 'example one'}`
- `<list name='bar'><string format='upper-case' /></list>` => `{"bar": ['STRING ONE', 'STRING TWO', etc.]}`
- `<object name='baz'><string name="foo" format="capitalize two-words" /><integer name="index" format="1-indexed" /></object>` => `{'baz': {'foo': 'Some String', 'index': 1}}`
</instructions>
<prompt>
Given the following document, answer the following questions. If the answer doesn't exist in the document, enter
`null`.
${document}
Extract information from this document and return a JSON that follows the correct schema.
Given below is XML that describes the information to extract from this document and the tags to extract it into.
${output_schema}
</prompt>
<prompt>
Given the following document, answer the following questions. If the answer doesn't exist in the document, enter `null`.
${document}
Given below is XML that describes the information to extract from this document and the tags to extract it into.
${output_schema}
ONLY return a valid JSON object (no other text is necessary), where the key of the field in JSON is the `name` attribute of the corresponding XML, and the value is of the type specified by the corresponding XML's tag. The JSON MUST conform to the XML format, including any types and format requests e.g. requests for lists, objects and specific types. Be correct and concise. If you are unsure anywhere, enter `null`.
Here are examples of simple (XML, JSON) pairs that show the expected behavior:
- `<string name='foo' format='two-words lower-case' />` => `{'foo': 'example one'}`
- `<list name='bar'><string format='upper-case' /></list>` => `{"bar": ['STRING ONE', 'STRING TWO', etc.]}`
- `<object name='baz'><string name="foo" format="capitalize two-words" /><integer name="index" format="1-indexed" /></object>` => `{'baz': {'foo': 'Some String', 'index': 1}}`
</prompt>
Here's the final RAIL spec as XML:
rail_str = """
<rail version="0.1">
<output>
<list name="fees" description="What fees and charges are associated with my account?">
<object>
<integer name="index" format="1-indexed" />
<string name="name" format="hub://guardrails/one_line; hub://guardrails/two_words" on-fail-lower-case="fix" on-fail-two-words="reask" />
<string name="explanation" format="hub://guardrails/one_line" />
<float name="value" format="percentage"/>
</object>
</list>
<object name="interest_rates" required="false" description="What are the interest rates offered by the bank on savings and checking accounts, loans, and credit products?" />
</output>
<instructions>
You are a helpful assistant only capable of communicating with valid JSON, and no other text.
${gr.json_suffix_prompt_examples}
</instructions>
<prompt>
Given the following document, answer the following questions. If the answer doesn't exist in the document, enter
`null`.
${document}
Extract information from this document and return a JSON that follows the correct schema.
${gr.xml_prefix_prompt}
${output_schema}
</prompt>
</rail>
"""
Or using a Pydantic model for the output schema:
from guardrails.hub import LowerCase, TwoWords, OneLine
from pydantic import BaseModel, Field
prompt = """
Given the following document, answer the following questions. If the answer doesn't exist in the document, enter 'None'.
${document}
${gr.complete_xml_suffix_v2}
"""
class Fee(BaseModel):
name: str = Field(validators=[LowerCase(on_fail="fix"), TwoWords(on_fail="reask")])
explanation: str = Field(validators=[OneLine()])
value: float = Field(description="The fee amount in USD or as a percentage.")
class AccountFee(BaseModel):
account_type: str = Field(validators=[LowerCase(on_fail="fix")])
rate: float = Field(description="The annual percentage rate (APR) for the account type.")
class CreditCardAgreement(BaseModel):
fees: list[Fee] = Field(description="What fees and charges are associated with my account?")
interest_rates: list[AccountFee] = Field(description="What are the interest rates offered by the bank on different kinds of accounts and products?")
/Users/dtam/.pyenv/versions/3.12.1/lib/python3.12/site-packages/sentence_transformers/cross_encoder/CrossEncoder.py:11: TqdmExperimentalWarning: Using `tqdm.autonotebook.tqdm` in notebook mode. Use `tqdm.tqdm` instead to force console mode (e.g. in jupyter console)
from tqdm.autonotebook import tqdm, trange
Step 2: Create a Guard object with the RAIL Spec
We create a gd.Guard object that will check, validate and correct the output of the LLM. This object:
- Enforces the quality criteria specified in the RAIL spec.
- Takes corrective action when the quality criteria are not met.
- Compiles the schema and type info from the RAIL spec and adds it to the prompt.
Creating the guard from XML:
guard = gd.Guard.from_rail_string(rail_str)
Or from the Pydantic model:
guard = gd.Guard.from_pydantic(output_class=CreditCardAgreement)
As we can see, a few formatters weren't supported. These formatters won't be enforced in the output, but this information can still be used to generate a prompt.
# Add your OPENAI_API_KEY as an environment variable if it's not already set
# import os
# os.environ["OPENAI_API_KEY"] = "YOUR_API_KEY"
raw_llm_response, validated_response, *rest = guard(
model="gpt-4o",
messages=[{"role":"user", "content": prompt}],
prompt_params={"document": content[:6000]},
max_tokens=2048,
temperature=0,
)
We see in the prompt that was sent to the LLM, the {document} is substituted with the user provided value at runtime.
print(guard.history.last.iterations.last.inputs.msg_history[0]["content"])
Given the following document, answer the following questions. If the answer doesn't exist in the document, enter
'None'.
2/25/23, 7:59 PM about:blank
about:blank 1/4
PRICING INFORMATION
INTEREST RATES AND INTEREST CHARGES
Purchase Annual
Percentage Rate (APR) 0% Intro APR for the first 18 months that your Account is open.
After that, 19.49%. This APR will vary with the market based on the Prime
Rate.
a
My Chase Loan
SM APR 19.49%. This APR will vary with the market based on the Prime Rate.
a
Promotional offers with fixed APRs and varying durations may be available from
time to time on some accounts.
Balance Transfer APR 0% Intro APR for the first 18 months that your Account is open.
After that, 19.49%. This APR will vary with the market based on the Prime
Rate.
a
Cash Advance APR 29.49%. This APR will vary with the market based on the Prime Rate.
b
Penalty APR and When
It Applies
Up to 29.99%. This APR will vary with the market based on the Prime Rate.
c
We may apply the Penalty APR to your account if you:
fail to make a Minimum Payment by the date and time that it is due; or
make a payment to us that is returned unpaid.
How Long Will the Penalty APR Apply?: If we apply the Penalty APR for
either of these reasons, the Penalty APR could potentially remain in effect
indefinitely.
How to Avoid Paying
Interest on Purchases
Your due date will be a minimum of 21 days after the close of each billing cycle.
We will not charge you interest on new purchases if you pay your entire balance
or Interest Saving Balance by the due date each month. We will begin charging
interest on balance transfers and cash advances on the transaction date.
Minimum Interest
Charge
None
Credit Card Tips from
the Consumer Financial
Protection Bureau
To learn more about factors to consider when applying for or using a credit card,
visit the website of the Consumer Financial Protection Bureau at
http://www.consumerfinance.gov/learnmore.
FEES
Annual Membership
Fee
None
My Chase Plan
SM Fee
(fixed finance charge)
Monthly fee of 0% of the amount of each eligible purchase transaction or
amount selected to create a My Chase Plan while in the 0% Intro Purchase
APR period.
After that, monthly fee of 1.72% of the amount of each eligible purchase
transaction or amount selected to create a My Chase Plan. The My Chase Plan
Fee will be determined at the time each My Chase Plan is created and will
remain the same until the My Chase Plan is paid in full.
d
Transaction Fees
Balance Transfers Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater,
on transfers made within 60 days of account opening. After that: Either $5 or 5%
of the amount of each transfer, whichever is greater.
Cash Advances Either $10 or 5% of the amount of each transaction, whichever is greater.
2/25/23, 7:59 PM about:blank
about:blank 2/4
Foreign Transactions 3% of the amount of each transaction in U.S. dollars.
Penalty Fees
Late Payment Up to $40.
Over-the-Credit-Limit None
Return Payment Up to $40.
Return Check None
Note: This account may not be eligible for balance transfers.
Loss of Intro APR: We will end your introductory APR if any required Minimum Payment is 60 days late, and
apply the Penalty APR.
How We Will Calculate Your Balance: We use the daily balance method (including new transactions).
Prime Rate: Variable APRs are based on the 7.75% Prime Rate as of 2/7/2023.
aWe add 11.74% to the Prime Rate to determine the Purchase/My Chase Loan/Balance Transfer APR.
Maximum APR 29.99%.
bWe add 21.74% to the Prime Rate to determine the Cash Advance APR. Maximum APR 29.99%.
cWe add up to 26.99% to the Prime Rate to determine the Penalty APR. Maximum APR 29.99%.
dMy Chase Plan Fee: The My Chase Plan Fee is calculated at the time each plan is created and is based on
the amount of each purchase transaction or amount selected to create the plan, the number of billing periods
you choose to pay the balance in full, and other factors. The monthly and aggregate dollar amount of your My
Chase Plan Fee will be disclosed during the activation of each My Chase Plan.
MILITARY LENDING ACT NOTICE: Federal law provides important protections to members of the Armed
Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit
to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36
percent. This rate must include, as applicable to the credit transaction or account: the costs associated with
credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any
application fee charged (other than certain application fees for specified credit transactions or accounts); and
any participation fee charged (other than certain participation fees for a credit card account). To receive this
information and a description of your payment obligation verbally, please call 1-800-235-9978.
TERMS & CONDITIONS
Authorization: When you respond to this credit card offer from JPMorgan Chase Bank, N.A., Member FDIC, a
subsidiary of JPMorgan Chase & Co. ("Chase", "we", or "us"), you agree to the following:
1. You authorize us to obtain credit bureau reports, employment, and income information about you that we
will use when considering your application for credit. We may obtain and use information about your
accounts with us and others such as Checking, Deposit, Investment, and Utility accounts from credit
bureaus and other entities. You also authorize us to obtain credit bureau reports and any other
information about you in connection with: 1) extensions of credit on your account; 2) the administration,
review or collection of your account; and 3) offering you enhanced or additional products and services. If
you ask, we will tell you the name and address of the credit bureau from which we obtained a report
about you.
2. If an account is opened, you will receive a Cardmember Agreement with your card(s). You agree to the
terms of this agreement by: using the account or any card, authorizing their use, or making any payment
on the account.
3. By providing your mobile ph
Given below is XML that describes the information to extract from this document and the tags to extract it into.
<output>
<list description="What fees and charges are associated with my account?" name="fees" required="true">
<object required="true">
<string format="guardrails/lowercase; guardrails/two_words" name="name" required="true"></string>
<string format="guardrails/one_line" name="explanation" required="true"></string>
<float description="The fee amount in USD or as a percentage." name="value" required="true"></float>
</object>
</list>
<list description="What are the interest rates offered by the bank on different kinds of accounts and products?"
name="interest_rates" required="true">
<object required="true">
<string format="guardrails/lowercase" name="account_type" required="true"></string>
<float description="The annual percentage rate (APR) for the account type." name="rate"
required="true"></float>
</object>
</list>
</output>
ONLY return a valid JSON object (no other text is necessary), where the key of the field in JSON is the `name`
attribute of the corresponding XML, and the value is of the type specified by the corresponding XML's tag. The JSON
MUST conform to the XML format, including any types and format requests e.g. requests for lists, objects and
specific types. Be correct and concise.
Here are examples of simple (XML, JSON) pairs that show the expected behavior:
- `<string name='foo' format='two-words lower-case' />` => `{'foo': 'example one'}`
- `<list name='bar'><string format='upper-case' /></list>` => `{"bar": ['STRING ONE', 'STRING TWO', etc.]}`
- `<object name='baz'><string name="foo" format="capitalize two-words" /><integer name="index" format="1-indexed"
/></object>` => `{'baz': {'foo': 'Some String', 'index': 1}}`
The guard wrapper returns the raw_llm_respose (which is a simple string), and the validated and corrected output (which is a dictionary).
We can see that the output is a dictionary with the correct schema and types.
print(validated_response)
{
'fees': [
{'name': 'annual membership', 'explanation': 'None', 'value': 0.0},
{
'name': 'my chase',
'explanation': 'Monthly fee of 0% of the amount of each eligible purchase transaction or amount
selected to create a My Chase Plan while in the 0% Intro Purchase APR period. After that, monthly fee of 1.72% of
the amount of each eligible purchase transaction or amount selected to create a My Chase Plan.',
'value': 0.0
},
{
'name': 'balance transfers',
'explanation': 'Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on
transfers made within 60 days of account opening. After that: Either $5 or 5% of the amount of each transfer,
whichever is greater.',
'value': 5.0
},
{
'name': 'cash advances',
'explanation': 'Either $10 or 5% of the amount of each transaction, whichever is greater.',
'value': 10.0
},
{
'name': 'foreign transactions',
'explanation': '3% of the amount of each transaction in U.S. dollars.',
'value': 3.0
},
{'name': 'late payment', 'explanation': 'Up to $40.', 'value': 40.0},
{'name': 'return payment', 'explanation': 'Up to $40.', 'value': 40.0}
],
'interest_rates': [
{'account_type': 'purchase', 'rate': 19.49},
{'account_type': 'my chase loan', 'rate': 19.49},
{'account_type': 'balance transfer', 'rate': 19.49},
{'account_type': 'cash advance', 'rate': 29.49},
{'account_type': 'penalty', 'rate': 29.99}
]
}
guard.history.last.tree
Logs
└── ╭────────────────────────────────────────────────── Step 0 ───────────────────────────────────────────────────╮
│ ╭──────────────────────────────────────────────── Prompt ─────────────────────────────────────────────────╮ │
│ │ No prompt │ │
│ ╰─────────────────────────────────────────────────────────────────────────────────────────────────────────╯ │
│ ╭──────────────────────────────────────────── Message History ────────────────────────────────────────────╮ │
│ │ ┏━━━━━━┳━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━┓ │ │
│ │ ┃ Role ┃ Content ┃ │ │
│ │ ┡━━━━━━╇━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━┩ │ │
│ │ │ user │ │ │ │
│ │ │ │ Given the following document, answer the following questions. If the answer doesn't exist in │ │ │
│ │ │ │ the document, enter 'None'. │ │ │
│ │ │ │ │ │ │
│ │ │ │ 2/25/23, 7:59 PM about:blank │ │ │
│ │ │ │ about:blank 1/4 │ │ │
│ │ │ │ PRICING INFORMATION │ │ │
│ │ │ │ INTEREST RATES AND INTEREST CHARGES │ │ │
│ │ │ │ Purchase Annual │ │ │
│ │ │ │ Percentage Rate (APR) 0% Intro APR for the first 18 months that your Account is open. │ │ │
│ │ │ │ After that, 19.49%. This APR will vary with the market based on the Prime │ │ │
│ │ │ │ Rate. │ │ │
│ │ │ │ a │ │ │
│ │ │ │ My Chase Loan │ │ │
│ │ │ │ SM APR 19.49%. This APR will vary with the market based on the Prime Rate. │ │ │
│ │ │ │ a │ │ │
│ │ │ │ Promotional offers with fixed APRs and varying durations may be available from │ │ │
│ │ │ │ time to time on some accounts. │ │ │
│ │ │ │ Balance Transfer APR 0% Intro APR for the first 18 months that your Account is open. │ │ │
│ │ │ │ After that, 19.49%. This APR will vary with the market based on the Prime │ │ │
│ │ │ │ Rate. │ │ │
│ │ │ │ a │ │ │
│ │ │ │ Cash Advance APR 29.49%. This APR will vary with the market based on the Prime Rate. │ │ │
│ │ │ │ b │ │ │
│ │ │ │ Penalty APR and When │ │ │
│ │ │ │ It Applies │ │ │
│ │ │ │ Up to 29.99%. This APR will vary with the market based on the Prime Rate. │ │ │
│ │ │ │ c │ │ │
│ │ │ │ We may apply the Penalty APR to your account if you: │ │ │
│ │ │ │ fail to make a Minimum Payment by the date and time that it is due; or │ │ │
│ │ │ │ make a payment to us that is returned unpaid. │ │ │
│ │ │ │ How Long Will the Penalty APR Apply?: If we apply the Penalty APR for │ │ │
│ │ │ │ either of these reasons, the Penalty APR could potentially remain in effect │ │ │
│ │ │ │ indefinitely. │ │ │
│ │ │ │ How to Avoid Paying │ │ │
│ │ │ │ Interest on Purchases │ │ │
│ │ │ │ Your due date will be a minimum of 21 days after the close of each billing cycle. │ │ │
│ │ │ │ We will not charge you interest on new purchases if you pay your entire balance │ │ │
│ │ │ │ or Interest Saving Balance by the due date each month. We will begin charging │ │ │
│ │ │ │ interest on balance transfers and cash advances on the transaction date. │ │ │
│ │ │ │ Minimum Interest │ │ │
│ │ │ │ Charge │ │ │
│ │ │ │ None │ │ │
│ │ │ │ Credit Card Tips from │ │ │
│ │ │ │ the Consumer Financial │ │ │
│ │ │ │ Protection Bureau │ │ │
│ │ │ │ To learn more about factors to consider when applying for or using a credit card, │ │ │
│ │ │ │ visit the website of the Consumer Financial Protection Bureau at │ │ │
│ │ │ │ http://www.consumerfinance.gov/learnmore. │ │ │
│ │ │ │ FEES │ │ │
│ │ │ │ Annual Membership │ │ │
│ │ │ │ Fee │ │ │
│ │ │ │ None │ │ │
│ │ │ │ My Chase Plan │ │ │
│ │ │ │ SM Fee │ │ │
│ │ │ │ (fixed finance charge) │ │ │
│ │ │ │ Monthly fee of 0% of the amount of each eligible purchase transaction or │ │ │
│ │ │ │ amount selected to create a My Chase Plan while in the 0% Intro Purchase │ │ │
│ │ │ │ APR period. │ │ │
│ │ │ │ After that, monthly fee of 1.72% of the amount of each eligible purchase │ │ │
│ │ │ │ transaction or amount selected to create a My Chase Plan. The My Chase Plan │ │ │
│ │ │ │ Fee will be determined at the time each My Chase Plan is created and will │ │ │
│ │ │ │ remain the same until the My Chase Plan is paid in full. │ │ │
│ │ │ │ d │ │ │
│ │ │ │ Transaction Fees │ │ │
│ │ │ │ Balance Transfers Intro fee of either $5 or 3% of the amount of each transfer, whichever is │ │ │
│ │ │ │ greater, │ │ │
│ │ │ │ on transfers made within 60 days of account opening. After that: Either $5 or 5% │ │ │
│ │ │ │ of the amount of each transfer, whichever is greater. │ │ │
│ │ │ │ Cash Advances Either $10 or 5% of the amount of each transaction, whichever is greater. │ │ │
│ │ │ │ 2/25/23, 7:59 PM about:blank │ │ │
│ │ │ │ about:blank 2/4 │ │ │
│ │ │ │ Foreign Transactions 3% of the amount of each transaction in U.S. dollars. │ │ │
│ │ │ │ Penalty Fees │ │ │
│ │ │ │ Late Payment Up to $40. │ │ │
│ │ │ │ Over-the-Credit-Limit None │ │ │
│ │ │ │ Return Payment Up to $40. │ │ │
│ │ │ │ Return Check None │ │ │
│ │ │ │ Note: This account may not be eligible for balance transfers. │ │ │
│ │ │ │ Loss of Intro APR: We will end your introductory APR if any required Minimum Payment is 60 │ │ │
│ │ │ │ days late, and │ │ │
│ │ │ │ apply the Penalty APR. │ │ │
│ │ │ │ How We Will Calculate Your Balance: We use the daily balance method (including new │ │ │
│ │ │ │ transactions). │ │ │
│ │ │ │ Prime Rate: Variable APRs are based on the 7.75% Prime Rate as of 2/7/2023. │ │ │
│ │ │ │ aWe add 11.74% to the Prime Rate to determine the Purchase/My Chase Loan/Balance Transfer │ │ │
│ │ │ │ APR. │ │ │
│ │ │ │ Maximum APR 29.99%. │ │ │
│ │ │ │ bWe add 21.74% to the Prime Rate to determine the Cash Advance APR. Maximum APR 29.99%. │ │ │
│ │ │ │ cWe add up to 26.99% to the Prime Rate to determine the Penalty APR. Maximum APR 29.99%. │ │ │
│ │ │ │ dMy Chase Plan Fee: The My Chase Plan Fee is calculated at the time each plan is created and │ │ │
│ │ │ │ is based on │ │ │
│ │ │ │ the amount of each purchase transaction or amount selected to create the plan, the number of │ │ │
│ │ │ │ billing periods │ │ │
│ │ │ │ you choose to pay the balance in full, and other factors. The monthly and aggregate dollar │ │ │
│ │ │ │ amount of your My │ │ │
│ │ │ │ Chase Plan Fee will be disclosed during the activation of each My Chase Plan. │ │ │
│ │ │ │ MILITARY LENDING ACT NOTICE: Federal law provides important protections to members of the │ │ │
│ │ │ │ Armed │ │ │
│ │ │ │ Forces and their dependents relating to extensions of consumer credit. In general, the cost │ │ │
│ │ │ │ of consumer credit │ │ │
│ │ │ │ to a member of the Armed Forces and his or her dependent may not exceed an annual percentage │ │ │
│ │ │ │ rate of 36 │ │ │
│ │ │ │ percent. This rate must include, as applicable to the credit transaction or account: the │ │ │
│ │ │ │ costs associated with │ │ │
│ │ │ │ credit insurance premiums; fees for ancillary products sold in connection with the credit │ │ │
│ │ │ │ transaction; any │ │ │
│ │ │ │ application fee charged (other than certain application fees for specified credit │ │ │
│ │ │ │ transactions or accounts); and │ │ │
│ │ │ │ any participation fee charged (other than certain participation fees for a credit card │ │ │
│ │ │ │ account). To receive this │ │ │
│ │ │ │ information and a description of your payment obligation verbally, please call │ │ │
│ │ │ │ 1-800-235-9978. │ │ │
│ │ │ │ TERMS & CONDITIONS │ │ │
│ │ │ │ Authorization: When you respond to this credit card offer from JPMorgan Chase Bank, N.A., │ │ │
│ │ │ │ Member FDIC, a │ │ │
│ │ │ │ subsidiary of JPMorgan Chase & Co. ("Chase", "we", or "us"), you agree to the following: │ │ │
│ │ │ │ 1. You authorize us to obtain credit bureau reports, employment, and income information │ │ │
│ │ │ │ about you that we │ │ │
│ │ │ │ will use when considering your application for credit. We may obtain and use information │ │ │
│ │ │ │ about your │ │ │
│ │ │ │ accounts with us and others such as Checking, Deposit, Investment, and Utility accounts from │ │ │
│ │ │ │ credit │ │ │
│ │ │ │ bureaus and other entities. You also authorize us to obtain credit bureau reports and any │ │ │
│ │ │ │ other │ │ │
│ │ │ │ information about you in connection with: 1) extensions of credit on your account; 2) the │ │ │
│ │ │ │ administration, │ │ │
│ │ │ │ review or collection of your account; and 3) offering you enhanced or additional products │ │ │
│ │ │ │ and services. If │ │ │
│ │ │ │ you ask, we will tell you the name and address of the credit bureau from which we obtained a │ │ │
│ │ │ │ report │ │ │
│ │ │ │ about you. │ │ │
│ │ │ │ 2. If an account is opened, you will receive a Cardmember Agreement with your card(s). You │ │ │
│ │ │ │ agree to the │ │ │
│ │ │ │ terms of this agreement by: using the account or any card, authorizing their use, or making │ │ │
│ │ │ │ any payment │ │ │
│ │ │ │ on the account. │ │ │
│ │ │ │ 3. By providing your mobile ph │ │ │
│ │ │ │ │ │ │
│ │ │ │ │ │ │
│ │ │ │ Given below is XML that describes the information to extract from this document and the tags │ │ │
│ │ │ │ to extract it into. │ │ │
│ │ │ │ │ │ │
│ │ │ │ <output> │ │ │
│ │ │ │ <list description="What fees and charges are associated with my account?" name="fees" │ │ │
│ │ │ │ required="true"> │ │ │
│ │ │ │ <object required="true"> │ │ │
│ │ │ │ <string format="guardrails/lowercase; guardrails/two_words" name="name" │ │ │
│ │ │ │ required="true"></string> │ │ │
│ │ │ │ <string format="guardrails/one_line" name="explanation" required="true"></string> │ │ │
│ │ │ │ <float description="The fee amount in USD or as a percentage." name="value" │ │ │
│ │ │ │ required="true"></float> │ │ │
│ │ │ │ </object> │ │ │
│ │ │ │ </list> │ │ │
│ │ │ │ <list description="What are the interest rates offered by the bank on different kinds of │ │ │
│ │ │ │ accounts and products?" name="interest_rates" required="true"> │ │ │
│ │ │ │ <object required="true"> │ │ │
│ │ │ │ <string format="guardrails/lowercase" name="account_type" required="true"></string> │ │ │
│ │ │ │ <float description="The annual percentage rate (APR) for the account type." │ │ │
│ │ │ │ name="rate" required="true"></float> │ │ │
│ │ │ │ </object> │ │ │
│ │ │ │ </list> │ │ │
│ │ │ │ </output> │ │ │
│ │ │ │ │ │ │
│ │ │ │ ONLY return a valid JSON object (no other text is necessary), where the key of the field in │ │ │
│ │ │ │ JSON is the `name` attribute of the corresponding XML, and the value is of the type │ │ │
│ │ │ │ specified by the corresponding XML's tag. The JSON MUST conform to the XML format, including │ │ │
│ │ │ │ any types and format requests e.g. requests for lists, objects and specific types. Be │ │ │
│ │ │ │ correct and concise. │ │ │
│ │ │ │ │ │ │
│ │ │ │ Here are examples of simple (XML, JSON) pairs that show the expected behavior: │ │ │
│ │ │ │ - `<string name='foo' format='two-words lower-case' />` => `{'foo': 'example one'}` │ │ │
│ │ │ │ - `<list name='bar'><string format='upper-case' /></list>` => `{"bar": ['STRING ONE', │ │ │
│ │ │ │ 'STRING TWO', etc.]}` │ │ │
│ │ │ │ - `<object name='baz'><string name="foo" format="capitalize two-words" /><integer │ │ │
│ │ │ │ name="index" format="1-indexed" /></object>` => `{'baz': {'foo': 'Some String', 'index': │ │ │
│ │ │ │ 1}}` │ │ │
│ │ │ │ │ │ │
│ │ │ │ │ │ │
│ │ └──────┴──────────────────────────────────────────────────────────────────────────────────────────────┘ │ │
│ ╰─────────────────────────────────────────────────────────────────────────────────────────────────────────╯ │
│ ╭──────────────────────────────────────────── Raw LLM Output ─────────────────────────────────────────────╮ │
│ │ ```json │ │
│ │ { │ │
│ │ "fees": [ │ │
│ │ { │ │
│ │ "name": "annual membership", │ │
│ │ "explanation": "None", │ │
│ │ "value": 0.0 │ │
│ │ }, │ │
│ │ { │ │
│ │ "name": "my chase", │ │
│ │ "explanation": "Monthly fee of 0% of the amount of each eligible purchase transaction or amount │ │
│ │ selected to create a My Chase Plan while in the 0% Intro Purchase APR period. After that, monthly fee │ │
│ │ of 1.72% of the amount of each eligible purchase transaction or amount selected to create a My Chase │ │
│ │ Plan.", │ │
│ │ "value": 0.0 │ │
│ │ }, │ │
│ │ { │ │
│ │ "name": "balance transfers", │ │
│ │ "explanation": "Intro fee of either $5 or 3% of the amount of each transfer, whichever is │ │
│ │ greater, on transfers made within 60 days of account opening. After that: Either $5 or 5% of the amount │ │
│ │ of each transfer, whichever is greater.", │ │
│ │ "value": 5.0 │ │
│ │ }, │ │
│ │ { │ │
│ │ "name": "cash advances", │ │
│ │ "explanation": "Either $10 or 5% of the amount of each transaction, whichever is greater.", │ │
│ │ "value": 10.0 │ │
│ │ }, │ │
│ │ { │ │
│ │ "name": "foreign transactions", │ │
│ │ "explanation": "3% of the amount of each transaction in U.S. dollars.", │ │
│ │ "value": 3.0 │ │
│ │ }, │ │
│ │ { │ │
│ │ "name": "late payment", │ │
│ │ "explanation": "Up to $40.", │ │
│ │ "value": 40.0 │ │
│ │ }, │ │
│ │ { │ │
│ │ "name": "return payment", │ │
│ │ "explanation": "Up to $40.", │ │
│ │ "value": 40.0 │ │
│ │ } │ │
│ │ ], │ │
│ │ "interest_rates": [ │ │
│ │ { │ │
│ │ "account_type": "purchase", │ │
│ │ "rate": 19.49 │ │
│ │ }, │ │
│ │ { │ │
│ │ "account_type": "my chase loan", │ │
│ │ "rate": 19.49 │ │
│ │ }, │ │
│ │ { │ │
│ │ "account_type": "balance transfer", │ │
│ │ "rate": 19.49 │ │
│ │ }, │ │
│ │ { │ │
│ │ "account_type": "cash advance", │ │
│ │ "rate": 29.49 │ │
│ │ }, │ │
│ │ { │ │
│ │ "account_type": "penalty", │ │
│ │ "rate": 29.99 │ │
│ │ } │ │
│ │ ] │ │
│ │ } │ │
│ │ ``` │ │
│ ╰─────────────────────────────────────────────────────────────────────────────────────────────────────────╯ │
│ ╭─────────────────────────────────────────── Validated Output ────────────────────────────────────────────╮ │
│ │ { │ │
│ │ 'fees': [ │ │
│ │ {'name': 'annual membership', 'explanation': 'None', 'value': 0.0}, │ │
│ │ { │ │
│ │ 'name': 'my chase', │ │
│ │ 'explanation': 'Monthly fee of 0% of the amount of each eligible purchase transaction or │ │
│ │ amount selected to create a My Chase Plan while in the 0% Intro Purchase APR period. After that, │ │
│ │ monthly fee of 1.72% of the amount of each eligible purchase transaction or amount selected to create a │ │
│ │ My Chase Plan.', │ │
│ │ 'value': 0.0 │ │
│ │ }, │ │
│ │ { │ │
│ │ 'name': 'balance transfers', │ │
│ │ 'explanation': 'Intro fee of either $5 or 3% of the amount of each transfer, whichever is │ │
│ │ greater, on transfers made within 60 days of account opening. After that: Either $5 or 5% of the amount │ │
│ │ of each transfer, whichever is greater.', │ │
│ │ 'value': 5.0 │ │
│ │ }, │ │
│ │ { │ │
│ │ 'name': 'cash advances', │ │
│ │ 'explanation': 'Either $10 or 5% of the amount of each transaction, whichever is greater.', │ │
│ │ 'value': 10.0 │ │
│ │ }, │ │
│ │ { │ │
│ │ 'name': 'foreign transactions', │ │
│ │ 'explanation': '3% of the amount of each transaction in U.S. dollars.', │ │
│ │ 'value': 3.0 │ │
│ │ }, │ │
│ │ {'name': 'late payment', 'explanation': 'Up to $40.', 'value': 40.0}, │ │
│ │ {'name': 'return payment', 'explanation': 'Up to $40.', 'value': 40.0} │ │
│ │ ], │ │
│ │ 'interest_rates': [ │ │
│ │ {'account_type': 'purchase', 'rate': 19.49}, │ │
│ │ {'account_type': 'my chase loan', 'rate': 19.49}, │ │
│ │ {'account_type': 'balance transfer', 'rate': 19.49}, │ │
│ │ {'account_type': 'cash advance', 'rate': 29.49}, │ │
│ │ {'account_type': 'penalty', 'rate': 29.99} │ │
│ │ ] │ │
│ │ } │ │
│ ╰─────────────────────────────────────────────────────────────────────────────────────────────────────────╯ │
╰─────────────────────────────────────────────────────────────────────────────────────────────────────────────╯